http://www.technovia.co.uk/2009/02/why-bank-lending-can-never-be-the-same-again.html Ian Betteridge on Macs, mobiles, and technology Sat, 28 Jan 2012 00:45:26 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.technovia.co.uk/2009/02/why-bank-lending-can-never-be-the-same-again.html/comment-page-1#comment-3215 James Mon, 21 Dec 2009 14:14:58 +0000 http://www.technovia.co.uk/?p=2087#comment-3215 <p>People are often looking for the best interest rates when it comes to banks - in the current economic climate they are hard to find. It is even harder to find loans or mortgages unless you are in a very secure position with your finances.</p> People are often looking for the best interest rates when it comes to banks – in the current economic climate they are hard to find. It is even harder to find loans or mortgages unless you are in a very secure position with your finances.

]]> http://www.technovia.co.uk/2009/02/why-bank-lending-can-never-be-the-same-again.html/comment-page-1#comment-2193 Cairns Lockie Mortgage Commentary (Scoop.co.nz) Sun, 01 Mar 2009 11:44:04 +0000 http://www.technovia.co.uk/?p=2087#comment-2193 <p>[...] Why bank lending can never be the same again The government has said on a number of occasions that it wants the banks to resume lending money to home-buyers and small businesses at the same levels as before the start of the credit crunch. There’s only one problem: doing so would be a sure-fire way to bankrupt the banks. And either the government doesn’t know it (in which case it’s stupid), or it does know it (in which case it’s lying to the public). If you want to understand why bank lending can never be the same, look no further than Ro [...]</p> [...] Why bank lending can never be the same again The government has said on a number of occasions that it wants the banks to resume lending money to home-buyers and small businesses at the same levels as before the start of the credit crunch. There’s only one problem: doing so would be a sure-fire way to bankrupt the banks. And either the government doesn’t know it (in which case it’s stupid), or it does know it (in which case it’s lying to the public). If you want to understand why bank lending can never be the same, look no further than Ro [...]

]]> http://www.technovia.co.uk/2009/02/why-bank-lending-can-never-be-the-same-again.html/comment-page-1#comment-2191 Liam Proven Fri, 27 Feb 2009 23:43:12 +0000 http://www.technovia.co.uk/?p=2087#comment-2191 <p>No, Ian, I don't agree. The thing is, human memories are <em>short</em>. Well under a generation. The people running businesses are not the old phartes in the boardroom - they are only vaguely steering the overall direction. It's the Young Turks, the hungry kids who want to do well. & they won't remember what happened 10y ago, let alone what happened 2-3X that long past.<br><br>Which is why we are in most of the problems we are in today. Problems that in some cases our grandparents solved, but our rulers and movers & shakers have no idea ever existed.</p> No, Ian, I don't agree. The thing is, human memories are short. Well under a generation. The people running businesses are not the old phartes in the boardroom – they are only vaguely steering the overall direction. It's the Young Turks, the hungry kids who want to do well. & they won't remember what happened 10y ago, let alone what happened 2-3X that long past.

Which is why we are in most of the problems we are in today. Problems that in some cases our grandparents solved, but our rulers and movers & shakers have no idea ever existed.

]]> http://www.technovia.co.uk/2009/02/why-bank-lending-can-never-be-the-same-again.html/comment-page-1#comment-2190 JKA Fri, 27 Feb 2009 22:25:17 +0000 http://www.technovia.co.uk/?p=2087#comment-2190 <p>Robert Peston's post is most misleading, the bank has written off 47% of the loans identified as bad just 6% of the total commercial portfolio not 47% of the whole book.<br>JKA</p> Robert Peston's post is most misleading, the bank has written off 47% of the loans identified as bad just 6% of the total commercial portfolio not 47% of the whole book.
JKA

]]> http://www.technovia.co.uk/2009/02/why-bank-lending-can-never-be-the-same-again.html/comment-page-1#comment-2189 Why bank lending can never be the same again Fri, 27 Feb 2009 13:54:52 +0000 http://www.technovia.co.uk/?p=2087#comment-2189 <p>[...] Random Feed wrote an interesting post today onHere’s a quick excerptThe government has said on a number of occasions that it wants the banks to resume lending money to home-buyers and small businesses at the same levels as before the start of the credit crunch. There’s only one problem: doing so would be a sure-fire way to bankrupt the banks. And either the government doesn’t know it (in which case it’s stupid), or it does know it (in which case it’s lying to the public). If you want to understand why bank lending can never be the same, look no further than Ro [...]</p> [...] Random Feed wrote an interesting post today onHere’s a quick excerptThe government has said on a number of occasions that it wants the banks to resume lending money to home-buyers and small businesses at the same levels as before the start of the credit crunch. There’s only one problem: doing so would be a sure-fire way to bankrupt the banks. And either the government doesn’t know it (in which case it’s stupid), or it does know it (in which case it’s lying to the public). If you want to understand why bank lending can never be the same, look no further than Ro [...]

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